Business financing
MSME Working Capital Line
Flexible drawdown for inventory, payroll and receivables.
Interest rate
From 12.00% p.a.
Maximum amount
Up to ₹5 crore
Tenure
12 months, renewable
Processing time
7–10 days
Key features
- Interest on utilisation only
- GST-based assessment
- CGTMSE options
Eligibility
- 2+ years vintage
- Annual turnover ₹40 lakh+
- GST registered
Documents required
- GST returns 12 months
- Banking 12 months
- Financials 2 years