Question 1

What loan amounts and interest rates can I expect?

Accepted Answer

Rates depend on your credit profile, income and the lender. Personal loans start around 10.25% p.a., home loans around 8.35% p.a., and business lines around 12% p.a. We compare offers across 40+ banks and NBFCs and present the three best structures for your profile — with all charges disclosed upfront.

Question 2

Will checking my eligibility affect my credit score?

Accepted Answer

No. Our initial eligibility assessment uses a soft evaluation of your details and does not trigger a bureau enquiry. A hard enquiry happens only when you choose a lender and formally apply, and we time applications to avoid multiple simultaneous hits.

Question 3

How long does approval and disbursal take?

Accepted Answer

Personal loans typically complete in 24–48 hours. Home loans and loans against property take 7–15 days because of legal and technical verification. Business lines take 7–12 days depending on financial documentation. Your relationship manager shares a tracked timeline on day one.

Question 4

What fees does Olympic Enterprises charge?

Accepted Answer

Our advisory is free for retail borrowers — we are compensated by lending partners. For structured business mandates we quote a success fee in writing before we begin. You will never encounter a surprise charge, and lender fees are always shown to you directly from the sanction letter.

Question 5

Can I get a loan with a low credit score?

Accepted Answer

Often, yes. We work with lenders that assess banking behaviour and cash flow, not just bureau scores. Where immediate approval is not possible, our financial health review gives you a concrete 3–6 month plan to repair your score before reapplying.

Question 6

What is the Company Verification Portal?

Accepted Answer

It is our secure platform where authorised partners verify registration, GST, PAN and banking details of companies in our network before transacting with them. Access is protected by email OTP, every lookup is logged, and details can be exported as a stamped PDF report.

Question 7

How do I get access to the verification portal?

Accepted Answer

Guest access uses your business email: enter it on the portal login page, receive a one-time code, and you are in. Access and activity are monitored, and our administrators are notified of every login for security.

Question 8

Is Olympic Enterprises a lender?

Accepted Answer

No. We are a financial services and advisory firm. Loans are sanctioned and disbursed directly by our partner banks and NBFCs, regulated by the RBI. This lets us stay on your side of the table and negotiate between competing lenders.

Question 9

Which cities do you serve?

Accepted Answer

We are headquartered in Chennai and serve customers across Tamil Nadu in person, with fully digital processing available pan-India for personal, home and education loans.

Everything customers ask us, answered plainly

Loans

Process

Verification Portal

Company